1. Community service is bettering yourself and your environment by giving other a better life and chances of succeeding. I do not know if my definition of community service will change as a result of this experience, rather I believe that it will evolve to incorporate my new thoughts and ideas as a result of Cents Ability.
2. I have tutored for profit and as a volunteer for four years. I absolutely love passing on my knowledge to make someone else’s life fuller and more interesting.
I remember one of the largest problems I had with high school is the fact that I never learned anything about personal finance. I wondered how students who never go to college or those who go to exclusively liberal arts schools learn about managing their money. I purposely joined FBLA in my senior year of high school in order to take part in a state test in personal finance. I knew nothing when I started, but I immersed myself in personal finance books, and when I went to the state test in New Jersey, I received 2nd place. I was then invited to go to the national competition in Nashville, Tennessee, but sadly my high school’s funding was cut by more than 80% by the state, so I could not attend. Teaching always has been and always will be one of my most cherished passions. Combining two of my favorite subjects will be personally and professionally gratifying.
3. I think that I will appreciate the effort and dedication better that my professors put in in order to teach a class because although I have taught many students individually, I have never taught a whole class except for a few presentations. As a scholar, this experience will greatly improve my communication and public speaking skills, and I value these abilities greatly as I plan on doing at least a minor in Communications and my major would in any case be very communication intensive.
4. Our economy is in a downturn because Americans spend more than they can afford. The brochure for Cents Ability mentions how a large percentage of teenagers and young adults are in serious debt. If I could help even a small percentage of the American youth ameliorate their financial situation, it will be more than worth it.
5. In my past two semesters, when I took Honors Microeconomics and Honors Macroeconomics, we learned about interest, loans, stocks, bonds and many other financial topics. I knew most of the topics before I had taken these classes because of the extensive foundation I learned while studying Personal Finance. Also, this material is very relevant to my Business 1000 Honors class that I took two semesters ago and my current Accounting, Computer Information Systems, and Statistics classes.